2026 Capital Prep: Structure First, Funding Second
Posted on November 8, 2025
At Bennett Disability & Consulting Group feature in collaboration with Lexington Capital Holdings
2026 is about building stability before seeking funding. Most businesses don’t fail for lack of vision—they fail for lack of structure.
At Bennett Disability & Consulting Group (BDC Group), we help entrepreneurs organize their operations so they’re positioned for responsible growth. Through our relationship with Lexington Capital Holdings, you can explore legitimate business-funding programs once your foundation is in place.
Our Focus: Structure Before Capital
Before applying for funding, make sure your essentials are in order:
- Legal entity (EIN and LLC filed)
- Business bank account active 90 + days
- Consistent bookkeeping (P&L and expense tracking)
- Written SOPs for invoicing, collections, and expenses
- Separation of personal and business credit
When these are ready, your business looks reliable to potential lenders or funding partners.
About Lexington Capital Holdings
Lexington Capital Holdings helps small-business owners explore funding options, such as business credit cards and revolving lines of credit.
Programs vary by applicant and provider, and turnaround times can differ. Some entrepreneurs complete approvals within a few weeks, depending on documentation and credit readiness.
BDC Group is not a lender and does not receive any compensation for referrals.
Our role is to help you organize and document your business so you can approach funding opportunities with confidence.
2026 Funding Preparation Checklist
StepActionWhy It Matters1Organize all entity docs and EIN lettersVerifies legitimacy for applications2Reconcile bank statements and monthly P&LShows financial stability3Create SOPs for cash flow managementDemonstrates control of operations4Review credit profile and funding options with LexingtonDetermines best-fit programs5Revisit plan quarterlyKeeps records and credit profile accurate
Disclaimer
Bennett Disability & Consulting Group provides general business information only. We are not financial, lending, tax, or legal advisors. Nothing here is advice or a recommendation. Consult a qualified professional before making financial decisions.
Next Step
If you want help organizing your SOPs and business documentation—or you’d like an introduction to Lexington Capital Holdings for an informational discussion—
visit bennettdisabilityconsulting.com.
We help you get structured so you can move forward with clarity and confidence.